Supex Mortgage Reduction Camp

Last Updated: Saturday, November 29, 2008 10:07 AM

We ARE The FIRST & Number 1 Knowledge-Creating Mortgage Reduction Company & Specialist In Malaysia!

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SUPEX Mortgage Reduction Camp : A 10-Year RESEARCH, ONE-OF-A-KIND, WAR OF DEBT Camp!

Unbelievable!! Never imagine in life that anyone could save so much interest payments, and reduce the period of payment of mortgage loans, more importantly could save so much money that will give one the opportunity to achieve early retirement with financial freedom. P. L. Lee - Kuala Lumpur, Registered Valuer, Real Estate Agent, Project Manager and Property Consultant, www.FirstPacificGroup.com.my

Do you know... Only 10 Out Of 100 Attempt, Only 1 Out Of 100 Does It RIGHT? There Is A RIGHT Way And WRONG Way To Prepay? IGNORANCE The RIGHT Way To Do-It-Yourself Could End Up Throwing Away Thousands of Extra Dollars In Interests To Your Mortgage Lender?

If You Wish To Discover How This SUPEX Mortgage Reduction Camp Can Help You To... LEARN How To EFFECTIVELY DIY To STRATEGIZE Your Resources & Use Your Borrower Rights To SAVE Up To 90% Mortgage Interest and Installment Payments For All Your Mortgages, WITHOUT Engaging Us As Your Mortgage Reduction Consultant, and SAVE A Huge Amount Of SUPEX Mortgage Reduction Consulting Fee! Please read EVERY WORD of this page...

Date: Saturday, December 06, 2008Friday, November 28, 2008 From: David Wong May I know... Are you a Property Owner? Are you a Property Investor? Are you a Loan Borrower? If you said "YES" to any one of these questions, please read on because you might have Thrown Away Thousands of Extra Dollars In Interests to Your Mortgage Lender due to IGNORANCE the subject of "Property Mortgage Investment". WHY Must You Attend This SUPEX Mortgage Reduction Camp? Do you know... The Biggest Investment IS NOT your PROPERTY, your Biggest and Most Expensive Investment actually IS the MORTGAGE on your property? According to U.S. Government Statistic, 87% of the Americans retire at or below the poverty level. Some of the same people who can't seem to save enough for retirement are unknowingly throwing away thousands of dollars in interest to their mortgage lender. The average American Homebuyer is paying their lender about US$60,000.00 more than necessary! Dear Property Owners, Investors and Loan Borrowers, if you DO NOT want to UNKNOWINGLY THROW AWAY Thousands Of Dollars In Interest to your mortgage lender due to lack of knowledge in your Property Mortgage Investment, you MUST attend this SHOCKING SUPEX Mortgage Reduction Camp!!! HOW I Helped Myself To Get OUT-OF-DEBT? According to my Guru in United States, "If you do not have an OUT-OF-DEBT PLAN, rest assured you are under the influence of someone else's INTO-DEBT PLAN!" He further points out that, it is impossible to navigate an airplane to a predetermined destination unless you know where you are. It does not matter how advanced your navigational equipment might be. If you cannot determine your present position, it will be very difficult to reach a desired destination. The very same principle is true when it comes to getting out of debt. Two points of reference are needed. First, you must conduct an INTO-DEBT PLAN analysis. Second, you must develop an OUT-OF DEBT PLAN. Based on my Guru's "The Master Plan Strategy", I carried out an into-debt analysis on my personal mortgages. The analysis includes the... Original Mortgage Information, Annual Loan Account Statement, Current Mortgage Information and Mortgage Life Planning analysis. After which, I developed an out-of-debt plan for my mortgages which included the... Setting of Mortgage Reduction Objectives and Formulating of Mortgage Reduction Strategies. As I look back, I am so thankful to a friend for the idea of Mortgage Reduction Service because this service not only has successfully helped me to... Payoff the loan before my children's higher education and retirement, It even helped me to shorten at least 50% repayment time and Save at least 30% mortgage interest. What I need to do now is to own more and larger properties and to live a debt free and financial independence lifestyle. Since this is sounds like a gift from the heaven to me, I then made up my mind that one day, I could also help others becoming debt free. Once I am able to do so, I present to all the homeowners and home investors the Mortgage Reduction Service and I hope it will bring the same joy it gave to my loved ones and myself. The One-Of-A-Kind OUT-OF-DEBT PLANNING PROCESS Based on my 8 years Mortgage Reduction Training and Consulting experiences, I discovered that most people know what a Mortgage is, superficially, but when it comes to understanding just how and why it is set up in a particular way, the simple mortgage becomes a very complicated and confusing issue. For the benefits of the PROPERTY MARKET, FINANCE and BANKING industry, PURCHASERS and BORROWERS, I am willing to expose my 8 Years RESEARCH, ONE-OF-A-KIND, OUT-OF-DEBT PLANNING PROCESS secrets to you! Part I: Into-Debt Plan Analysis Part II: Out-Of-Debt Plan Formulation Part III: Developing Mortgage Reduction Plan Part IV: Implementing Mortgage Reduction Rights

Now You Can Learn How To Strategize Your Resources & Use Your Borrower Rights To SAVE Up To 90% Mortgage Interest And Installment Payments! Here Are What You Will DISCOVER From This Camp: PART I: INTO-DEBT PLAN ANALYSIS How To Analyze Your Sales & Purchase Agreement, Letter Of Offer And Loan Agreement? You will discover how you can use the following Microsoft Excel Template to analyze and summarize your Sales & Purchase Agreement, Letter Of Offer, Loan Agreement, Letter of Offer and Date of First Payment for all your mortgages. In order to assist you to use this Microsoft Excel Template, you will be given a Form and an Example also. Hence, you will be able to identify the Total Loan Amount, Total Interest and Total Property Cost which includes the Mortgage Reduction Term Assurance (MRTA) for all your mortgages. How To Verify The Variation In The Monthly Payment Between The Lenders And The Amortization Schedule? In order to assist you to identify whether there is a variation in the Monthly Payment column between the Original Mortgage and Letter of Offer Information, you will be given the following INTO DEBT PLAN ANALYSIS which consists of 2 Tiers, 3 Tiers, 4 Tiers, 5 Tiers, 6 Tiers, and 7 Tiers Adjustable Rate Mortgage Software. When a mortgage is originated, the amount to be borrowed, the interest rate and term are defined in an agreement between the mortgage company and the borrower. With this information the mortgage company calculates the amount of the payment. In order to assist you to calculate The Four Components Of A Mortgage, I have developed the following FOUR LOAN INPUT VARIABLE software for you. After the payment is calculated, the lender can then tabulate an amortization schedule. The amortization schedule is simply a schedule of principal and interest payment amount. Do you believe your mortgage is having a mistake? Have you ever obtained a Personalized Amortization Schedule from your lender for each of your mortgages？ In order to assist you to understand The FUNDAMENTAL of Mortgage Reduction, you will be given the following 3 reports which are written by me. Principles of Mortgage - This is a 3 Letter-Size Pages, PDF Format report which covers Difference Between A Mortgage And A Loan, Four Components of A Mortgage, Sub-component of A Mortgage, An Example and A Borrower's Qualifications. Basic Concept of Mortgage Reduction - This is a 2 Letter-Size Pages, PDF Format report which covers What is a Mortgage? What is the Mortgage Period? What is the Mortgage Term? What is Interest Rate? What is the Payment? What are Amortization Schedules? The Path to Mortgage Reduction and Get Started Now! Top Ten Reasons Why You Need An Amortization Schedule - This is a 2 Letter-Size Pages, PDF Format report which covers the Top Ten Reasons Why You Need An Amortization Schedule. Lastly, in order to assist you to generate a Personalized Amortization Schedule for each of your mortgages, you will be given a Fixed Rate, 2 Tiers, 3 Tiers, 4 Tiers, 5 Tiers, 6 Tiers and 7 Tiers Adjustable Rate Mortgage Software. Do You Know The Variation In The Monthly Payment Between The Lenders And The Amortization Schedule Will Affects The Tenure, Total Payment, Total Interest, Maturity Date And Total Property Cost? Upon completion of this session, you will be able to discover how the variation in the monthly payment between the lenders and the amortization schedule affectes the Tenure, Total Payment, Total Interest, Maturity Date and Total Property Cost of your mortgages. How To Analyze Your Loan Account Bank Statements That You Have Received Every Month, Every Half Year and Every Year? You will discover how to use the following Microsoft Excel Template to summarize your monthly, half yearly, annually Loan Account Bank Statements for all your mortgages. By using this this Microsoft Excel Template, you will be able to:- Identify the Total Payment Made to your lender. Compare the Total Outstanding Balance of your Latest Loan Account Bank Statement with the Original Amortization Schedule in order to identify whether the Total Outstanding Balance has gone off track resulting you owing additional to your lender. Identify whether the Loan Principal has been increased or reduced. Identify the Total Interest Paid to your lender. Identify whether the loan tenor has been shortened or extended. Identify the Maturity Date printed in the Lenders’ reports remained unchanged as the Original Date. Therefore, in order to assist you to analyze your Yearly, Half Yearly and Monthly Loan Account Bank Statements for each of your loans, I have developed the following Microsoft Excel Templates for you. How To Obtain Your Current Mortgage Information From Your Lender? There are 3 types of Loan Status: New Application - New application loans are those who have signed the letter of offer and loan agreement with the lenders for the purchase of residential and non-residential properties. Progressive Interest - Progressive interest loans are those pending full disbursement, currently servicing progressive interest. Existing Installments - Existing installment loans are those fully released loans, currently servicing installment payments. For those who are having the Existing Installments loans, you are required to obtain the Inquiry For Current Mortgage Information for each of your loans from your lender before attending the camp. In order to assist you to prepare a letter to obtain this information from your lender either by hand, mail or fax, I have developed an Inquiry For Current Mortgage Information Letter Generator software for you. How To Analyze Your Current Mortgage Information? In order to assist you to analyze the Inquiry For Current Mortgage Information for each of your loans, I have developed the following Current Mortgage Information software for you. In order to assist you to summarize all your Current Mortgage Information for all loans, I have developed the following Microsoft Excel Template for you. After obtaining, analyzing and summaring your Current Mortgage Information, you will be able to:- Identify how much Interest you are still required to pay for the remaining tenor. Identify how much your Total Property Cost has been increased. Compare the Current Mortgage Information and the Personalized Amortization Schedule of the Original Mortgage Information in order to identify whether there is variation in the following factors: Maturity Date Installments Unpaid Outstanding Balance Interest Rate Monthly Payment Total Payment Total Interest Total Property Cost Identify whether the loan principal has been increased or decreased. Identify whether the loan tenor has been shorthen or extended. Identify whether the fluctuation of interest rate has affected your loans. identify whether your late payment has caused a lot of Default and Unnecessary Compounded Interest. Identify whether you have received many legal letters from the lenders and your loans have been transferred to Non-Performance Loans (NPL) or Auction status. Many many more... How To Analyze Your Mortgage Life Planning? When it comes to getting out of debt, three points of reference are needed. Firstly, you must know exactly which YEAR you desire to RETIRE. Secondly, you must know exactly which YEARS your children will go for HIGHER EDUCATION. Thirdly, you must know exactly the LAST PAYMENT DATE of your mortgage(s) and which YEAR you desire to PAY OFF. In order to assist you to analyze your Personal, Family and Mortgage position, I have developed the following Microsoft Excel Template. Hence, you will be given a Mortgage Life Planning Analysis Microsoft Excel Template which is designed and developed by me personally. You will also receive a sample copy of my Mortgage Life Planning Analysis for your reference. So, before you get started your OUT-OF-DEBT PLAN FORMULATION which includes the formulation of Mortgage Reduction Objectives and Strategies, you must complete this analysis as accurate as possible. When you have completed it, it will help you more clearly understand your personal, family and present mortgage position. With this information in hand, you can begin to decide which loan type or strategy is most suitable, feasible and acceptable to you and manage your finances in a way that will serve your best interest. The importance of this analysis will become more evident as you proceed. OUT-OF-DEBT Planning Process

I sincerely hope that every loan borrowers must attend this course and do mortgage reduction. Jeff Gan, Ipoh, Perak. Great Eastern Group Sales Manager PART II: OUT-OF-DEBT PLAN FORMULATION How To Set Mortgage Reduction Objectives? After analyzing the into-debt plan, the next step is to set a SMART (Specific, Measurable, Achievable, Realistic, Tangible) Mortgage Reduction Objectives as follows: 1. To payoff your loan before Children Higher Education. 2. To payoff your loan before Retirement. 3. To shorten up to 90% Repayment Time. 4. To save up to 90% Mortgage Interest. 5. To own MORE Properties. 6. To own LARGER Properties. 7. To live a DEBT FREE Lifestyle. 8. To live a FINANCIAL INDEPENDENCE Lifestyle. In order to assist you to enjoy the 8 Benefits of SUPEX Mortgage Reduction, I have designed and developed a Mortgage Reduction Objectives Goal Setting Sheet for you. You will also receive a sample copy of my Setting of Mortgage Reduction Objectives for your reference. Upon completion of this session, you will be able to set a SMART Mortgage Reduction Objectives. How To Achieve Your Mortgage Reduction Objectives With 10 Powerful Mortgage Reduction Strategies? Is there a faster way for a property owner, investor or loan borrower to get Out Of Debt? For many years, the answer has been “NO!” A new day is dawning for people just like YOU – people who are caught in the unending web of debt. In order to assist you to get out-of debt, I have developed a Master Plan which includes setting Mortgage Reduction Objectives, formulating Mortgage Reduction Strategies, implementing and monitoring the plan of action. You will discover "The Master Plan Strategy" which is written by my Guru in US and how it has inspired me to pursue the War of Debt for my mortgages. Good News! You will also discover how 10 Powerful Mortgage Reduction Strategies can help you to achieve your Mortgage Reduction Objectives. 1. ONE Payment At The RIGHT TIME Strategy 2. NO EXTRA MONTHLY Payment Strategy 3. LOWEST-Investment HIGHEST-Return Strategy 4. Unlimited FLEXIBILITY Strategy 5. BUSINESS and SALARY Planning Strategy 6. NEW LOAN Application Strategy 7. Dynamics of GOAL SETTING Strategy 8. ONE Payment At The RIGHT TIME Strategy + BUSINESS and SALARY Planning Strategyof GOAL SETTING Strategy 9. ONE Payment At The RIGHT TIME Strategy + NO EXTRA MONTHLY Payment Strategy 10. Right REFINANCE Strategy Mortgage Reduction Strategy 1 - ONE Payment At The RIGHT TIME Strategy Why Pay At The WRONG TIME? I will demostrate to you step-by-step how you can save up to $182,703.95 (2,890% Return on Investment) interests and shorten 150 months (12 years 6 months) of your mortgage by making only one payment of $6,322.20 at the right time. I will also demostrate to you step-by-step how this strategy is a way for parent to give their children a big annuity. Good News! You will discover how much interest and installments you can save for all your mortgages with the software given to you. Bad News! Do you know that there is a True with interest saving and a False without interest saving strategy? Great News! You will also learn how to differentiate between a True with interest saving and a False without interest saving strategy by using our software, analyzing the participants' and our past real cases. Seeing is believing! You will discover some facts your lender does not want you to know. It is amazing and unbelievable! ACT NOW! Top Mortgage Reduction Strategy 2 - NO EXTRA MONTHLY Payment Strategy Why Pay EXTRA MONTHLY Payment? I will demostrate to you step-by-step how you can save 24% interest and shorten 20% of time without making any extra monthly repayment. Do you know that the power behind this strategy is twofold? I will also demostrate to you step-by-step the Five types of such strategy of which 2 types with huge interest saving and 3 types without much interests saving. Good News! You will discover how much interest and installments you can save for all your mortgages with the software given to you. Seeing is believing! You will discover some facts your lender does not want you to know. It is amazing and unbelievable! ACT NOW! Top Mortgage Reduction Strategy 3 - LOWEST-Investment HIGHEST-Return Strategy I will demostrate to you step-by-step how you can operate your loans as if it were a high-yield personal investment program. I will also demostrate to you step-by-step how you can simply add a specific amount to your mortgage payment each month, you can remove one payment from the term of your loan. Do you believe that by investing only $173.41 in your mortgage, you have made $12,072.15 (6,962% ROI) in savings on the total cost of your loan? Many many more examples... Lastly, you will also discover the True and False of this Strategy and Real Cases! Seeing is believing! You will discover some facts your lender does not want you to know. It is amazing and unbelievable! ACT NOW! Top Mortgage Reduction Strategy 4 - Unlimited FLEXIBILITY Strategy I will demostrate to you step-by-step how you can utilize your Monthly Excess Funds To Save 10% - 90% Mortgage Interests. I will also demostrate to you step-by-step the Unlimited FLEXIBILITY of this strategy. Good News! You will discover how much interest and installments you can save for all your mortgages with the software given to you. Bad News! Do you know that there is a True with interest saving and a False without interest saving strategy? Great News! You will also learn how to differentiate between a True with interest saving and a False without interest saving strategy by using our software, analyzing the participants' and our past real cases. Seeing is believing! You will discover some facts your lender does not want you to know. It is amazing and unbelievable! ACT NOW! Top Mortgage Reduction Strategy 5 - BUSINESS and SALARY Planning Strategy I will demostrate to you step-by-step how you can SAVE Huge Mortgage Interests with your growing business and increasing salary. I will also demostrate to you step-by-step the Unlimited FLEXIBILITY of this strategy. Lastly, you will also discover the True and False of this Strategy and Real Cases! Seeing is believing! You will discover some facts your lender does not want you to know. It is amazing and unbelievable! ACT NOW! Top Mortgage Reduction Strategy 6 - NEW LOAN Application Strategy I will demostrate to you step-by-step WHY UNKNOWINGLY Accepting a Loan Quotation and Signing a Letter of Offer Could End Up Throwing Away Thousands of Extra Dollars in Interests to Your Mortgage Lender. I will also demostrate to you step-by-step HOW to evaluate and select the MOST interest saving loan package during your APPLICATION MORTGAGE stage. Good News! You will discover how much interest and installments you can save for all your mortgages with the software given to you. Bad News! Do you know that there is a True with interest saving and a False without interest saving strategy? Great News! You will also learn how to differentiate between a True with interest saving and a False without interest saving strategy by using our software, analyzing the participants' and our past real cases. Seeing is believing! You will discover some facts your lender does not want you to know. It is amazing and unbelievable! ACT NOW! Top Mortgage Reduction Strategy 7 - Dynamics of GOAL SETTING Strategy I will demostrate to you step-by-step how you can payoff your loans on or before the Targeted Date. I will also demostrate to you step-by-step how you can payoff your loans before your Retirement and Children Higher Education. Good News! You will discover how much interest and installments you can save for all your mortgages with the software given to you. Bad News! Do you know that there is a True with interest saving and a False without interest saving strategy? Great News! You will also learn how to differentiate between a True with interest saving and a False without interest saving strategy by using our software, analyzing the participants' and our past real cases. Seeing is believing! You will discover some facts your lender does not want you to know. It is amazing and unbelievable! ACT NOW! Top Mortgage Reduction Strategy 8 - ONE Payment At The RIGHT TIME Strategy + BUSINESS and SALARY Planning Strategyof GOAL SETTING Strategy I will demostrate to you step-by-step how you can combine ONE Payment At The RIGHT TIME Strategy and BUSINESS and SALARY Planning Strategy to help you SAVE $218,930.25 to $237,813.99 Mortgage Interests. I will also demostrate to you step-by-step the Unlimited FLEXIBILITY of this combination strategy. Lastly, you will also discover the True and False of this Strategy and Real Cases! Seeing is believing! You will discover some facts your lender does not want you to know. It is amazing and unbelievable! ACT NOW! Top Mortgage Reduction Strategy 9 - ONE Payment At The RIGHT TIME Strategy + NO EXTRA MONTHLY Payment Strategy I will demostrate to you step-by-step how you can combine ONE Payment At The RIGHT TIME Strategy and NO EXTRA MONTHLY Payment Strategy to help you SAVE 55% to 66% Mortgage Interests. You will also discover the True and False of this Strategy and Real Cases! Seeing is believing! You will discover some facts your lender does not want you to know. It is amazing and unbelievable! ACT NOW! Top Mortgage Reduction Strategy 10 - Right REFINANCE Strategy I will demostrate to you step-by-step WHY UNKNOWINGLY REFINANCE a WRONG Loan Package Could End Up Throwing Away Thousands of Extra Dollars in Interests to Your Mortgage Lender. I will also demostrate to you step-by-step HOW to evaluate and select the MOST Interest Savings Loan Package during your REFINANCE MORTGAGE stage. Good News! You will discover how much interest and installments you can save for all your mortgages with the software given to you. Bad News! Do you know that there is a True with interest saving and a False without interest saving strategy? Great News! You will also learn how to differentiate between a True with interest saving and a False without interest saving strategy by using our software, analyzing the participants' and our past real cases. Seeing is believing! You will discover some facts your lender does not want you to know. It is amazing and unbelievable! ACT NOW! Top OUT-OF-DEBT Planning Process

If you wish to find an investment with more than 100% Return On Investment per year, you can ONLY obtain it from Mortgage Reduction Service. Wong Tui Heng，Cameron Highlands PART III: DEVELOPING MORTGAGE REDUCTION PLAN How To Design And Develop A Mortgage Reduction Plan? As I mentioned above, "If you do not have an OUT-OF-DEBT PLAN, rest assured you are under the influence of someone else's INTO-DEBT PLAN!" Good News! In order to assist you to develop an OUT-OF-DEBT PLAN, you will be given a sample copy of SUPEX Mortgage Reduction Plan. Mortgage Reduction Plan consists of 5 Parts and 12 Sections. I will explain to you step-by-step how you can design and develop a Mortgage Reduction Plan. Mortgage Reduction Plan Thank You And Acknowledge Receipt Letter OUTLINE PART I: INTO-DEBT PLAN ANALYSIS 1 Documents For Mortgage Reduction Service 2 Mortgage Reduction Life Planning Analysis 3 Original and Current Mortgage Information PART II: OUT-OF-DEBT PLANNING 4 Mortgage Implementation 5 Mortgage Reduction Strategies 6 Interest and Installments Savings 7 Personalized Amortization Schedules PART III: AGREEMENT AND AUTHORIZATION 8 Agreement and Letter of Authorization For Mortgage Reduction Consulting Service PART IV: ACTION AND RESULTS 9 Termination, Mortgage Reduction Consulting Case Close and Customer Service PART V: OTHER SERVICES AND PRODUCTS 10 Training and Consulting Services 11 Products Available For Sales 12 Others Seeing is believing! You will discover some facts your lender does not want you to know. It is amazing and unbelievable! ACT NOW! OUT-OF-DEBT Planning Process PART IV: IMPLEMENTING MORTGAGE REDUCTION RIGHTS How To Design And Develop An Additional Mortgage Reduction Plan? You are entitled to evaluate and select only ONE (1) of the strategy for mortgage reduction purpose. You are allowed to request for the calculation of two (2) additional or combination of the generated Mortgage Reduction Strategies together with the Personalized Amortization Schedules OR decide to implement ONE (1) of the SIX (6) Mortgage Reduction Strategies as listed in the Mortgage Reduction Plan above. Therefore, a sample copy of SUPEX Additional Mortgage Reduction Plan will be given to you and I will explain to you step-by-step how you can design and develop an Additional Mortgage Reduction Plan. Additional Mortgage Reduction Plan RE: CALCULATION OF ADDITIONAL MORTGAGE REDUCTION STRATEGIES 1. ORIGINAL AND CURRENT MORTGAGE INFORMATION 2. MORTGAGE IMPLEMENTATION 3. MORTGAGE REDUCTION STRATEGIES 4. INTEREST AND INSTALLMENTS SAVINGS From 5 To 9 OTHERS CONFIRMATION OF ONE (1) MORTGAGE REDUCTION STRATEGY In order for us to proceed with the Mortgage Reduction in actual Interest and Installments Savings, you have to confirm which strategy is most suitable, feasible and acceptable to you by signing and returning the duplicate copy of Additional Mortgage Reduction Plan, if any. I will also explain to you step-by-step how to evaluate and select the most suitable, feasible and acceptable strategy. Seeing is believing! You will discover some facts your lender does not want you to know. It is amazing and unbelievable! ACT NOW! How To Implement Your Mortgage Reduction Rights? Upon signing and returning the Agreement and Letter of Authorization For Mortgage Reduction to us, all correspondences between you and your financial institution will have to be made through our Mortgage Reduction Division. Good News! A sample copy of FIVE different types of Mortgage Reduction Correspondences will be given to you and I will explain to you step-by-step how you can utilize these Mortgage Reduction Correpondences to implement your mortgage reduction rights. Seeing is believing! You will discover some facts your lender does not want you to know. It is amazing and unbelievable! ACT NOW! How To Verify Your Mortgage Reduction Results? Upon receiving the latest loan statement after the implementation of the selected strategy, the Mortgage Reduction Consulting Service will end once an analysis to confirm the strategy imposed has been implemented successfully and the corresponding interest charged matches the Personalized Amortization Schedule. A summary of Action and Results will be mailed to you upon completion of the Mortgage Reduction Consulting Service. In addition, I will explain to you step-by-step how to verify the TRUE and False of Bank Approval Letter. Besides this, a sample copy of Thank You Letter, Bank Approval Letter and 6 copies of 12 Microsoft PowerPoint presentation handouts for your reference. How To Summarize Your Interest And Installment Savings Results? In order to assist you to summarize your Interest and Installment Savings Results, you will be given a Form and I will explain to you step-by-step how to use use it. Dear Property Owners, Investors and Loan Borrowers, do you know the idea of Mortgage Reduction has successfully helped me to... Payoff the loans before my children's higher education and retirement? Shorten 125 to 174 months of installments? Save $535,893.16 mortgage interest? At the end of this camp, a example copy of my Summary of Interest and Installment Savings Results will be given to you. Seeing is believing! You will discover some facts your lender does not want you to know. It is amazing and unbelievable! ACT NOW! OUT-OF-DEBT Planning Process

You will never believe that you can save huge of the interest until you attend David Wong's camp. Lam Mei Wah, Kuala Lumpur, AIA Insurance Agent WHAT Will You Learn From This SUPEX Mortgage Reduction Camp? In summary, by the end of this 3-days SUPEX Mortgage Reduction Camp, you will be able to: ANALYZE and SUMMARIZE your Sales and Purchase Agreement, Letter Of Offer, Loan Agreement, Letter of Offer and Date of First Payment for all your mortgages. IDENTIFY the Total Loan Amount, Total Interest and Total Property Cost which includes the Mortgage Reduction Term Assurance (MRTA) for all your mortgages. VERIFY the Monthly Payment Between the Lenders and the Amortization Schedule. CALCULATE the Principal, Period, Interest Rate and Payment for a Fixed Rate Mortgage. UNDERSTAND the Principles of Mortgage. UNDERSTAND the Basic Concept of Mortgage Reduction. UNDERSTAND Top Ten Reasons Why You Need an Amortization Schedule. GENERATE a Fixed Rate Mortgage Personalized Amortization Schedule. GENERATE a 2 Tiers Adjustable Rate Mortgage Personalized Amortization Schedule. GENERATE a 3 Tiers Adjustable Rate Mortgage Personalized Amortization Schedule. GENERATE a 4 Tiers Adjustable Rate Mortgage Personalized Amortization Schedule. GENERATE a 5 Tiers Adjustable Rate Mortgage Personalized Amortization Schedule. GENERATE a 6 Tiers Adjustable Rate Mortgage Personalized Amortization Schedule. GENERATE a 7 Tiers Adjustable Rate Mortgage Personalized Amortization Schedule. DISCOVER how the variation in the monthly payment between the lenders and the amortization schedule affectes the Tenure, Total Payment, Total Interest, Maturity Date and Total Property Cost of your mortgages. ANALYZE and SUMMARIZE your Yearly, Half Yearly or Monthly Loan Account Bank Statements. PREPARE a letter to obtain Your Current Mortgage Information from your Lender. ANALYZE and SUMMARIZE your Current Mortgage Information. ANALYZE your Mortgage Life Planning. SET a SMART Mortgage Reduction Objectives as follows: 1. To payoff your loan before Children Higher Education. 2. To payoff your loan before Retirement. 3. To shorten up to 90% Repayment Time. 4. To save up to 90% Mortgage Interest. 5. To own MORE Properties. 6. To own LARGER Properties. 7. To live a DEBT FREE Lifestyle. 8. To live a FINANCIAL INDEPENDENCE Lifestyle. DISCOVER how the following 10 Powerful Mortgage Reduction Strategies can help you to achieve your Mortgage Reduction Objectives. 1. ONE Payment At The RIGHT TIME Strategy 2. NO EXTRA MONTHLY Payment Strategy 3. LOWEST-Investment HIGHEST-Return Strategy 4. Unlimited FLEXIBILITY Strategy 5. BUSINESS and SALARY Planning Strategy 6. NEW LOAN Application Strategy 7. Dynamics of GOAL SETTING Strategy 8. ONE Payment At The RIGHT TIME Strategy + BUSINESS and SALARY Planning Strategyof GOAL SETTING Strategy 9. ONE Payment At The RIGHT TIME Strategy + NO EXTRA MONTHLY Payment Strategy 10. Right REFINANCE Strategy DESIGN and DEVELOP a Mortgage Reduction Plan. DESIGN and DEVELOP an Additional Mortgage Reduction Plan. IMPLEMENT Your Mortgage Reduction Rights. VERIFY Your Mortgage Reduction Results. SUMMARIZE your Interest and Installment Savings Results. DISCOVER SUPEX Mortgage Reduction Service successful cases. LEARN from Mortgage Reduction Specialist Mr. David Wong how you can effectively DIY to strategize your resources & use your borrower rights to SAVE up to 90% mortgage interest and installment payments for all your Mortgage Reduction. And many many more... Once again, I strongly believe that these are some of the facts your lender DOES NOT want you to know and you CANNOT learn these elsewhere. It is REALLY amazing and unbelievable! Being a big property investor myself, I immediately realise a true picture about mortage which many people hardly imagine. I can imagine. This program changes my fundamental understanding about mortgage totally. Tan Boon Ling, Kota Tinggi, Johor 24 Incredible Bonus Gifts (Value RM7,904)! Good News! As my thank you to you for attending SUPEX Mortgage Reduction Camp, I will give you 24 Incredible Bonuses Gifts (Value RM7,904). Free Bonus Gift #1 (RM380 Value) Summary On Original Mortgage Information Template - You will discover how you can use this Microsoft Excel Template to analyze and summarize your Sales And Purchase Agreement, Letter Of Offer, Loan Agreement, Letter of Offer and Date of First Payment for all your mortgages. Free Bonus Gift #2 (RM380 Value) Into Debt Analysis Software - You will discover how you can use this 2 Tiers, 3 Tiers, 4 Tiers, 5 Tiers, 6 Tiers and 7 Tiers Adjustable Rate Mortgage MS Excel Software to identify the variation in the Monthly Payment between the Original Mortgage and Letter of Offer Information. Free Bonus Gift #3 (RM380 Value) 4 Loan Input Variables Software - You will discover how you can use this MS Excel Software to CALCULATE the Principal, Period, Interest Rate and Payment for a Fixed Rate Mortgage. Free Bonus Gift #4 (RM38 Value) Principles of Mortgage Report - This is a 3 Letter-Size Pages, PDF Format report which covers Difference Between A Mortgage And A Loan, Four Components of A Mortgage, Sub-component of A Mortgage, An Example and A Borrower's Qualifications. Free Bonus Gift #5 (RM38 Value) Basic Concept of Mortgage Reduction Report - This is a 2 Letter-Size Pages, PDF Format report which covers What is a Mortgage? What is the Mortgage Period? What is the Mortgage Term? What is Interest Rate? What is the Payment? What are Amortization Schedules? The Path to Mortgage Reduction and Get Started Now! Free Bonus Gift #6 (RM38 Value) Top Ten Reasons Why You Need An Amortization Schedule - This is a 2 Letter-Size Pages, PDF Format report which covers the following Top Ten Reasons Why You Need An Amortization Schedule. Free Bonus Gift #7 (RM380 Value) Fixed Rate Mortgage Personalize Amortization Schedule Software - You will discover how you can use this MS Excel Software to GENERATE a Fixed Rate Mortgage Personalize Amortization Schedule and CALCULATE how much Interest and Installments you can SAVE. Free Bonus Gift #8 (RM380 Value) 2 Tiers Adjustable Rate Mortgage Personalize Amortization Schedule Software - You will discover how you can use this MS Excel software to GENERATE a 2 Tiers Adjustable Rate Mortgage Personalize Amortization Schedule and CALCULATE how much Interest and Installments you can SAVE. Free Bonus Gift #9 (RM380 Value) 3 Tiers Adjustable Rate Mortgage Personalize Amortization Schedule Software - You will discover how you can use this MS Excel software to GENERATE a 3 Tiers Adjustable Rate Mortgage Personalize Amortization Schedule and CALCULATE how much Interest and Installments you can SAVE. Free Bonus Gift #10 (RM380 Value) 4 Tiers Adjustable Rate Mortgage Personalize Amortization Schedule Software - You will discover how you can use MS Excel software to GENERATE a 4 Tiers Adjustable Rate Mortgage Personalize Amortization Schedule and CALCULATE how much Interest and Installments you can SAVE. Free Bonus Gift #11 (RM380 Value) 5 Tiers Adjustable Rate Mortgage Personalize Amortization Schedule Software - You will discover how you can use MS Excel software to GENERATE a 5Tiers Adjustable Rate Mortgage Personalize Amortization Schedule and CALCULATE how much Interest and Installments you can SAVE. Free Bonus Gift #12 (RM380 Value) 6 Tiers Adjustable Rate Mortgage Personalize Amortization Schedule Software - You will discover how you can use MS Excel software to GENERATE a 6 Tiers Adjustable Rate Mortgage Personalize Amortization Schedule and CALCULATE how much Interest and Installments you can SAVE. Free Bonus Gift #13 (RM380 Value) 7 Tiers Adjustable Rate Mortgage Personalize Amortization Schedule Software - You will discover how you can use MS Excel software to GENERATE a 7 Tiers Adjustable Rate Mortgage Personalize Amortization Schedule and CALCULATE how much Interest and Installments you can SAVE. Free Bonus Gift #14 (RM380 Value) Summary On Loan Account Bank Statements Template - You will discover how to use this Microsoft Excel Template to analyze and summarize your half yearly or annually Loan Account Bank Statements for all your mortgages. Free Bonus Gift #15 (RM380 Value) Consolidated Statement 1 - You will discover how to use this Microsoft Excel Template to analyze and summarize your Standard Chartered Bank Mortgage One Consolidate Statements. Free Bonus Gift #16 (RM380 Value) Consolidated Statement 2 - You will discover how to use this Microsoft Excel Template to analyze and summarize your Standard Chartered Bank Mortgage One Consolidate Statements. Free Bonus Gift #17 (RM380 Value) Flexihome Statement - You will discover how to use this Microsoft Excel Template to analyze and summarize your Citibank Flexihome Monthly Loan Statements. Free Bonus Gift #18 (RM380 Value) Monthly Loan Billing Statement - You will discover how to use this Microsoft Excel Template to analyze and summarize your Citibank Monthly Loan Billing Statements. Free Bonus Gift #19 (RM380 Value) Islamic Loan 1 - You will discover how to use this Microsoft Excel Public Bank Sample Template to analyze and summarize your Islamic Loan. 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Free Bonus Gift #24 (RM380 Value) First Child Higher Education Software - You will discover how you can use this MS Excel Software to calculate how you payoff your loan before your first child higher education. Many many more... 4 Additional FREE Bonus Gifts! I will give you 4 Additional FREE Bonus Gifts! Free Bonus Gift #1 (FREE Value) Right Mortgage Calculator - This Mortgage Calculator for business and personal to calculate mortgage payments and interest. Evaluate the benefits of bi-weekly payments and extra principal payments. Create amortization tables. Free Bonus Gift #2 (FREE Value) Rapid Mortgage Calculator - This Rapid Mortgage Calculator is a simple but powerful tool to calculate mortgage payments. It helps you see the effect that an extra monthly, yearly, or one-time payments can have on saving you thousands. This tool can be used for other loan types such as automobile, or personal. Now your are able to calculate mortgage interest amount to the thousands. 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Bank Loan Request for SME Loan Agreement Consumer Loan Agreement Loan Agreement - Stockholder To Corporation Loan Application Review. SUPEX Mortgage Reduction CONSULTANT! In furtherance, for those who have completed this 3-days SUPEX Mortgage Reduction Camp are allowed to join us as a SUPEX Mortgage Reduction Consultant. WHY WAIT? ACT NOW! In summary, below are some of the reasons why you MUST register this SUPEX Mortgage Reduction Camp NOW. To PREVENT throwing away Thousands of Extra Dollars In Interests To Your Mortgage Lender due to IGNORANCE The RIGHT Way To Do-It-Yourself and the subject of "Property Mortgage Investment". To LEARN How To EFFECTIVELY DIY To STRATEGIZE Your Resources & Use Your Borrower Rights To SAVE Up To 90% Mortgage Interest and Installment Payments For All Your Mortgages, WITHOUT Engaging Us As Your Mortgage Reduction Consultant, and SAVE a Huge Amount Of SUPEX Mortgage Reduction Consulting Fee. To enjoy 24 Incredible Bonus Gifts (Value RM7,904). To entitle 4 Additional FREE BONUS GIFTS. To entitle 8 Microsoft Excel Calculators for FREE. To entitle 5 Microsoft Word Documents for FREE To grab the business opportunity and become a SUPEX Mortgage Reduction Consultant. Others... Then, WHAT is the FEE for this SUPEX Mortgage Reduction Camp? That is a good question and I have put a lot of thought behind this. May I know if this camp can help you to... PREVENT throwing away Thousands of Extra Dollars In Interests to your mortgage lender, and EFFECTIVELY DIY to strategize your resources & use your borrower rights to SAVE Up to 90% Mortgage Interest and Installment Payments for ALL your loans, and SAVE a huge amount of SUPEX Mortgage Reduction Consulting Fee. How Much Do You Think I Should PRICE This Camp? As mentioned above, the idea of this SUPEX Mortgage Reduction Camp has successfully helped me to... Payoff the loans before my children's higher education and retirement, and Shorten 125 to 174 months of installments, and Save $535,893.16 mortgage interest. In addition, with this SUPEX Mortgage Reduction Service, I have helped hundreds of loan borrowers to SAVE Millions of Dollars in Mortgage Interest! Therefore, I strongly believe that this SUPEX Mortgage Reduction Camp can help you to achieve your Mortgage Reduction Objectives. Initially, we have considered to set the price for this SUPEX Mortgage Reduction Camp based on the a certain percent on the Total Loan Outstanding of ALL the mortgages and it might cost you a lot of money. However, I am not going to price it too high because I want every one who is serious about BLOWING AWAY their mortgage as fast as they want and SAVING a bundle of money to be able to afford my camp. This is really a Low-Cost, High-Profit Investment Camp because the Mortgage Interest I saved is many times MORE than the fee I invested in this Camp! It is worthwhile to invest in this SUPEX Mortgage Reduction Camp. Francis Wong, Sabah, ISO Consultant As we have mentioned above, the SOONER you start, the MORE you will SAVE, the LATER you start, the MORE you will PAY. This is a Low-Cost, High-Profit Investment! WHY WAIT! REGISTER NOW! Please download the following SUPEX Mortgage Reduction Camp & Consultant Program Brochure and Registration Form NOW by observing the following 3 steps.

English Program Please be informed that the venue for the following SMR Camp & Consultant Program will be held at Berjaya Times Square Hotel KL, Manhattan V, Level 14 from 8:30am - 7:30pm.

Program Batch Date Day SUPEX Mortgage Reduction Camp SMR-Camp-EN-14 17/12/08-19/12/08 Wed-Fri SUPEX Mortgage Reduction Consultant Program SMR-Consultant-EN-14 21/12/08-22/12/08 Sun-Mon

Mandarin Program Please be informed that the venue for the following SMR Camp & Consultant Program will be held at Berjaya Times Square Hotel KL, Manhattan V, Level 14 from 8:30am - 7:30pm.

Program Batch Date Day SUPEX Mortgage Reduction Camp SMR-Camp-CN-26 11/12/08-13/12/08 Thu-Sat SUPEX Mortgage Reduction Consultant Program SMR-Consultant-CN-18 15/12/08-16/12/08 Mon-Tue

Step 1: Please select one of the SUPEX Mortgage Reduction Consultants below that you want him or her to serve you. Northern Malaysia Central Malaysia Southern Malaysia East Coast East Malaysia Singapore Brunei

NORTHERN MALAYSIA

1. Perlis Indera Kayangan

2. Pulau Pinang

CITY CONSULTANT ID CONSULTANT FULL NAME Ref. No. BUTTERWORTH SMRMY402 TAN SWEE EAN BUTTERWORTH SMRMY449 TAN SWEE NGOH GEORGETOWN SMRMY1076 GIM TAI HOCK GEORGETOWN SMRMY1143 WONG WENG YIN

3. Kedah Darul Aman

CITY CONSULTANT ID CONSULTANT FULL NAME Ref. No. SMRMY SMRMY

4. Perak Darul Ridzuan

CITY CONSULTANT ID CONSULTANT FULL NAME Ref. No. IPOH SMRMY1025 ONG SIEW CHONG

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CENTRAL MALAYSIA

5. Selangor Darul Ehsan

CITY CONSULTANT ID CONSULTANT FULL NAME Ref. No. KLANG SMRMY86 LAW PING KIAT PORT KLANG SMRMY138 CHEW CHEE KOON SHAH ALAM SMRMY511 CHUA YET MING KEPONG SMRMY967 TENG IRENE KELANA JAYA SMRMY25 CHAN YI YIN KLANG SMRMY387 TAN KAREN KAPAR SMRMY42 YAP DIAT BENG KLANG SMRMY908 MANOHARAN A/L THANKAYAN KLANG SMRMY86 LAW PING KIAT KLANG SMRMY9 CHIA CHING KWONG KLANG SMRMY643 SER LEE KIAN PORT KLANG SMRMY138 CHEW CHEE KOON KLANG SMRMY826 LIM ANN LIE KLANG SMRMY520 SEE CHEE YONG KLANG SMRMY295 CHAI BOK LIM KLANG SMRMY509 SOH SAY SENG KLANG SMRMY461 SEE LAY CHERN KLANG SMRMY470 CHAN FONG TEEN KLANG SMRMY195 CHIA BOON KIANG KLANG SMRMY401 YEO SOO ENG GOMBAK SMRMY1210 CHUAH SOON PENG KLANG SMRMY146 CHEE WEN SHEN PUCHONG SMRMY1187 MURUGESI @ MURUGASU A/L GOVINDASAMY SHAH ALAM SMRMY1005 JEEVAN A/L SIVARAMAN PUCHONG SMRMY840 ONG THEIN SOO PUCHONG SMRMY780 ONG BOON HOCK

6. Wilayah Persekutuan Kuala Lumpur

CITY CONSULTANT ID CONSULTANT FULL NAME Ref. No. CHERAS SMRMY26 YAP SWEE KOK CHERAS SMRMY598 LAU WAI MENG CHERAS SMRMY514 POON SEE CHEONG CHERAS SMRMY1180 ANG CHYAU CHIN

7. Wilayah Persekutuan Putrajaya

CITY CONSULTANT ID CONSULTANT FULL NAME Ref. No. SMRMY * SMRMY *

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SOUTHERN MALAYSIA

8. Negeri Sembilan Darul Khusus

CITY CONSULTANT ID CONSULTANT FULL NAME Ref. No. SMRMY SMRMY

9. Melaka Negeri Bersejarah

CITY CONSULTANT ID CONSULTANT FULL NAME Ref. No.

10. Johor Darul Takzim

CITY CONSULTANT ID CONSULTANT FULL NAME Ref. No. JOHOR BAHRU SMRMY59 TANG KHENG GUAN JOHOR BAHRU SMRMY1118 KHOO SHUIN SHYAN

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EAST COAST

11. Pahang Darul Makmur

CITY CONSULTANT ID CONSULTANT FULL NAME Ref. No. KUANTAN KUANTAN

12. Terengganu Darul Iman

CITY CONSULTANT ID CONSULTANT FULL NAME Ref. No. SMRMY SMRMY

13. Kelantan Darul Naim

CITY CONSULTANT ID CONSULTANT FULL NAME Ref. No. KOTA BHARU KOTA BHARU KOTA BHARU

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EAST MALAYSIA

14. Sarawak Bumi Kenyalang

CITY CONSULTANT ID CONSULTANT FULL NAME Ref. No. SARIKEI SIBU SIBU SIBU

15. Sabah Negeri Di Bawah Bayu

CITY CONSULTANT ID CONSULTANT FULL NAME Ref. No. KOTA KINABALU KOTA KINABALU KOTA KINABALU

16. Wilayah Persekutuan Labuan

CITY CONSULTANT ID CONSULTANT FULL NAME Ref. No. SMRMY SMRMY

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SINGAPORE

CITY CONSULTANT ID CONSULTANT FULL NAME Ref. No. SMRMY SMRMY

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BRUNEI

CITY CONSULTANT ID CONSULTANT FULL NAME Ref. No. SMRMY SMRMY

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Step 2: Please click the "Register Member" button below and enter the Consultant ID that you have selected to register as a Member.

Step 3: Lastly, please logon to your Member Login to download the English and Mandarin SUPEX Mortgage Reduction Camp & Consultant Program Brochure and Registration Form.

SUPEX Mortgage Reduction (M) Sdn Bhd (534333-K)

160-3-6, Komplek Maluri Business Centre, Jalan Jejaka, Taman Maluri,

Cheras, Kuala Lumpur, 55100, W.P., Malaysia.

Tel: ++603-9200 2425 Fax: ++603-9284 6973

Office Hours: 10:00AM - 6:00PM (Monday - Friday)

Copyright (C) 1998 - 2008 SupexMortgageReduction.com All Rights Reserved